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Update on USA Swimming Insurance Coverage for Remote Dryland Training

Fellow Members of Michigan Swimming,

This evening, we received the below updated guidance from USA Swimming regarding insurance coverage for remote dryland training.

Michigan Swimming, Inc. continues to encourage its members to heed the guidance of local, state, and federal health authorities as we endure this COVID-19 pandemic.

Further, if you have any questions at an LSC-level, please contact Dr. Melissa Millerick-May, Vice-Chair of Safe Sport and Operational Risk, at melissa.may@miswim.org. She is an excellent resource for your team on this particular topic.

If there is anything I can do to assist you or your club, please do not hesitate to reach out.

Yours in Sport,

Joe Gazzarato
Chairman of the Board of Directors
Michigan Swimming, Inc.
 

 
To our USA Swimming Member Clubs:
 
Our staff continues to work with our insurer on covered activities, and they have agreed to provide insurance for the following covered remote dryland activity.
 
Policy Purpose: The USA Swimming Operational Risk Team has advocated for accommodations relative to Dry Land training to help club leadership and coaches maintain training regimens during periods of public facility closure. The key modification to the program is the addition of virtual dryland training included in the definition of ‘Covered Activities’ under the participant accident insurance program.
 
Insurance applicability: The updated verbiage going into effect reads as follows (Bolding added for emphasis):
 
USA SWIMMING
Covered activities include Virtual dryland training/instruction under the direct supervision of a USA Swimming member coach. The training must involve live online streaming/real-time instruction or training via the internet. The instructor should be able to communicate visually and verbally with the participants at all times during instruction. Coverage does not extend to recorded videos/sessions where there is no live or real-time interaction, and the recordings are accessible by someone other than your clients/members.
 
Required Protocol:
  • Members: Only registered USA Swimming members may participate in the training
  • Supervision ratio: The Coach/Instructor to athlete ratio shall be no greater than 1:8 (1 coach per 8 athletes)
  • Recommended exercise: Training shall consist primarily of body weight or light resistance exercises
  • Spatial limitations: Coach shall ensure the athlete is in an open space free from obstruction prior to training.
  • Content: All content must be professional in nature.
  • Timing of training: All video training must take place between the hours of 8:00 am – 8:00 pm and may not take place on a social media platform. (You may use Zoom, Google, Skype, etc.)
  • Parent/3rd party Adult involvement: If there is only one minor athlete and coach conducting the training, the minor’s legal guardian must be present and able to observe the training and video.
  • For any group setting, at least one other adult, in addition to the coach, must be present and able to view the video activity during the training session.
  • The parents should sign a release for at home dryland training.
 
 
Additional questions? Please contact Steve Levine on our Risk Management team. slevine@usaswimming.org 720.201.4685
 
For questions regarding Sport Development, please contact Joel Shinofield, jshinofield@usaswimming.org, 719.216.3045
  
For those of you looking to conduct other types of training, not covered by this policy, we recommend that you seek local counsel to develop waivers/disclaimers or explore other insurance options through local agents that suit your needs.